Tether vs Monero: Key Differences (USDT vs XMR)

Complete side-by-side comparison of Tether and Monero. Price, market cap, technology, and more.

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Tether

Tether

USDT
Rank #3
$0.999
24h: 0.03%7d: 0.02%30d: 0.11%
View USDT details
MoneroRank #16
$385.31
24h: 2.51%7d: 0.50%30d: 3.34%
View XMR details

TetherWhat is Tether?

Null (USDT) is a digital token with no specified consensus mechanism, use case, launch year, or founder information. It serves as a placeholder in the crypto space without defined attributes or applications.

MoneroWhat is Monero?

Monero is the gold standard for privacy coins. Ring signatures, stealth addresses, and RingCT make transactions truly untraceable. Unlike Bitcoin where all transactions are public, Monero hides sender, receiver, and amount by default. Loved by privacy advocates, controversial with regulators.

Price Evolution

Percentage change from start of period

USDTUSDT-0.11%
XMRXMR+3.34%

Detailed Comparison

Tether USDT
vs
Monero XMR
Price & Market
Price
$0.999
$385.31
Market Cap
$189.46B
$7.11B
24h Volume
$40.08B
$153.48M
Volume/Cap Ratio
21.16%
2.16%
Market Dominance
0.07569732%
0.00283979%
All-Time High
$1.32
$797.73
ATH Date
Jul 24, 2018
Jan 14, 2026
Performance
24h Change
0.03%
2.51%
7d Change
0.02%
0.50%
30d Change
0.11%
3.34%
Supply
Circulating Supply
189.63B
18.45M
Total Supply
195.10B
18.45M
Max Supply
Unlimited
Unlimited
Technology
Consensus
N/A
RandomX Proof of Work
Block Time
N/A
2 minutes
TPS (Transactions/sec)
N/A
1700
Launch Year
N/A
2014
Transaction Fees
Average Fee
$0.50-$20
< $0.01
Fee Model
Ethereum gas fees (ERC-20)
Monero PoW, privacy fees
General
Primary Use Case
N/A
Privacy, Anonymous payments
Founder
N/A
Riccardo Spagni (fluffypony), Community
Website
Volatility & Risk
Drawdown from ATH
24.3%
51.7%
Tether Why Tether?
  • Stablecoin value reduces volatility risk for traders.
  • Widely accepted across many crypto exchanges.
  • Provides easy liquidity for converting crypto assets.
Learn more about Tether
Monero Why Monero?
  • Strong privacy features make transactions untraceable by default
  • Uses RandomX PoW, favoring CPU mining and decentralization
  • Established since 2014 with a committed developer community
Learn more about Monero

TetherTether Risks

  • Lacks transparency due to limited public information.
  • No clear consensus mechanism or governance details.
  • Undefined use case and founding details increase risk.

MoneroMonero Risks

  • Regulatory scrutiny due to association with illicit activities
  • Higher transaction sizes and fees compared to some competitors
  • Limited adoption outside privacy-focused user base

The Verdict

Both Tether and Monero serve important roles in the crypto ecosystem. Many investors choose to hold both as part of a diversified crypto portfolio.

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