Usd Coin vs Stellar: Key Differences (USDC vs XLM)
Complete side-by-side comparison of Usd Coin and Stellar. Price, market cap, technology, and more.
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What is Usd Coin?
USDC (USD Coin) is a stablecoin pegged to the US dollar, designed to provide a digital alternative to traditional currency. It is widely used for transactions and as a store of value within the crypto ecosystem.
What is Stellar?
Jed McCaleb co-founded Ripple, then left to build Stellar with a focus on financial inclusion. It targets remittances to developing countries where bank fees destroy the value of small transfers. Partnerships with MoneyGram and various central banks keep it relevant.
Price Evolution
Percentage change from start of period
USDC-0.01%XLM+5.59%Detailed Comparison
| Metric | USDC | XLM |
|---|---|---|
| USDC XLM | ||
| Price & Market | ||
| Price | $1 | $0.162 |
Price $1 $0.162 | ||
| Market Cap | $77.87B | $5.41B |
Market Cap $77.87B $5.41B | ||
| 24h Volume | $9.64B | $146.81M |
24h Volume $9.64B $146.81M | ||
| Volume/Cap Ratio | 12.38% | 2.71% |
Volume/Cap Ratio 12.38% 2.71% | ||
| Market Dominance | 0.02987719% | 0.00207652% |
Market Dominance 0.02987719% 0.00207652% | ||
| All-Time High | $1.043 | $0.876 |
All-Time High $1.043 $0.876 | ||
| ATH Date | Nov 15, 2018 | Jan 3, 2018 |
ATH Date Nov 15, 2018 Jan 3, 2018 | ||
| Performance | ||
| 24h Change | 0.02% | 1.21% |
24h Change 0.02% 1.21% | ||
| 7d Change | 0.00% | 1.35% |
7d Change 0.00% 1.35% | ||
| 30d Change | 0.01% | 5.59% |
30d Change 0.01% 5.59% | ||
| Supply | ||
| Circulating Supply | 77.88B | 33.46B |
Circulating Supply 77.88B 33.46B | ||
| Total Supply | 77.89B | 50.00B |
Total Supply 77.89B 50.00B | ||
| Max Supply | Unlimited | Unlimited |
Max Supply Unlimited Unlimited | ||
| Technology | ||
| Consensus | N/A | Stellar Consensus Protocol |
Consensus N/A Stellar Consensus Protocol | ||
| Block Time | N/A | 3-5 seconds |
Block Time N/A 3-5 seconds | ||
| TPS (Transactions/sec) | N/A | 1000 |
TPS (Transactions/sec) N/A 1000 | ||
| Launch Year | N/A | 2014 |
Launch Year N/A 2014 | ||
| Transaction Fees | ||
| Average Fee | $0.50-$20 | < $0.01 |
Average Fee $0.50-$20 < $0.01 | ||
| Fee Model | Ethereum gas fees (ERC-20) | Stellar Consensus Protocol |
Fee Model Ethereum gas fees (ERC-20) Stellar Consensus Protocol | ||
| General | ||
| Primary Use Case | N/A | Cross-border payments, Remittances |
Primary Use Case N/A Cross-border payments, Remittances | ||
| Founder | N/A | Jed McCaleb, Joyce Kim |
Founder N/A Jed McCaleb, Joyce Kim | ||
| Website | N/A | stellar.org |
Website N/A | ||
| Volatility & Risk | ||
| Drawdown from ATH | 4.1% | 81.5% |
Drawdown from ATH 4.1% 81.5% | ||
Why Usd Coin?- ✓USDC is a widely accepted stablecoin pegged to the US dollar
- ✓Transparent monthly audits increase trust and accountability
- ✓Supports fast and low-cost transactions across multiple blockchains
Why Stellar?- ✓Built for cross-border payments and remittances
- ✓Non-profit foundation with clear mission
- ✓Partnerships with MoneyGram and various banks
Usd Coin Risks
- ✗Centralized control increases regulatory and operational risks
- ✗Dependence on fiat reserves may limit scalability and flexibility
- ✗Not suitable for high volatility investment strategies
Stellar Risks
- ✗Slower adoption than initially promised
- ✗Limited smart contract capabilities
The Verdict
Both Usd Coin and Stellar serve important roles in the crypto ecosystem. Many investors choose to hold both as part of a diversified crypto portfolio.
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