Tether vs Stellar: Key Differences (USDT vs XLM)
Complete side-by-side comparison of Tether and Stellar. Price, market cap, technology, and more.
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What is Tether?
Null (USDT) is a digital token with no specified consensus mechanism, use case, launch year, or founder information. It serves as a placeholder in the crypto space without defined attributes or applications.
What is Stellar?
Jed McCaleb co-founded Ripple, then left to build Stellar with a focus on financial inclusion. It targets remittances to developing countries where bank fees destroy the value of small transfers. Partnerships with MoneyGram and various central banks keep it relevant.
Price Evolution
Percentage change from start of period
USDT-0.03%XLM+9.42%Detailed Comparison
| Metric | USDT | XLM |
|---|---|---|
| USDT XLM | ||
| Price & Market | ||
| Price | $1 | $0.164 |
Price $1 $0.164 | ||
| Market Cap | $189.76B | $5.50B |
Market Cap $189.76B $5.50B | ||
| 24h Volume | $56.32B | $112.28M |
24h Volume $56.32B $112.28M | ||
| Volume/Cap Ratio | 29.68% | 2.04% |
Volume/Cap Ratio 29.68% 2.04% | ||
| Market Dominance | 0.07223715% | 0.0020944% |
Market Dominance 0.07223715% 0.0020944% | ||
| All-Time High | $1.32 | $0.876 |
All-Time High $1.32 $0.876 | ||
| ATH Date | Jul 24, 2018 | Jan 3, 2018 |
ATH Date Jul 24, 2018 Jan 3, 2018 | ||
| Performance | ||
| 24h Change | 0.01% | 1.41% |
24h Change 0.01% 1.41% | ||
| 7d Change | 0.01% | 1.58% |
7d Change 0.01% 1.58% | ||
| 30d Change | 0.03% | 9.42% |
30d Change 0.03% 9.42% | ||
| Supply | ||
| Circulating Supply | 189.82B | 33.49B |
Circulating Supply 189.82B 33.49B | ||
| Total Supply | 195.28B | 50.00B |
Total Supply 195.28B 50.00B | ||
| Max Supply | Unlimited | Unlimited |
Max Supply Unlimited Unlimited | ||
| Technology | ||
| Consensus | N/A | Stellar Consensus Protocol |
Consensus N/A Stellar Consensus Protocol | ||
| Block Time | N/A | 3-5 seconds |
Block Time N/A 3-5 seconds | ||
| TPS (Transactions/sec) | N/A | 1000 |
TPS (Transactions/sec) N/A 1000 | ||
| Launch Year | N/A | 2014 |
Launch Year N/A 2014 | ||
| Transaction Fees | ||
| Average Fee | $0.50-$20 | < $0.01 |
Average Fee $0.50-$20 < $0.01 | ||
| Fee Model | Ethereum gas fees (ERC-20) | Stellar Consensus Protocol |
Fee Model Ethereum gas fees (ERC-20) Stellar Consensus Protocol | ||
| General | ||
| Primary Use Case | N/A | Cross-border payments, Remittances |
Primary Use Case N/A Cross-border payments, Remittances | ||
| Founder | N/A | Jed McCaleb, Joyce Kim |
Founder N/A Jed McCaleb, Joyce Kim | ||
| Website | N/A | stellar.org |
Website N/A | ||
| Volatility & Risk | ||
| Drawdown from ATH | 24.3% | 81.2% |
Drawdown from ATH 24.3% 81.2% | ||
Why Tether?- ✓Stablecoin value reduces volatility risk for traders.
- ✓Widely accepted across many crypto exchanges.
- ✓Provides easy liquidity for converting crypto assets.
Why Stellar?- ✓Built for cross-border payments and remittances
- ✓Non-profit foundation with clear mission
- ✓Partnerships with MoneyGram and various banks
Tether Risks
- ✗Lacks transparency due to limited public information.
- ✗No clear consensus mechanism or governance details.
- ✗Undefined use case and founding details increase risk.
Stellar Risks
- ✗Slower adoption than initially promised
- ✗Limited smart contract capabilities
The Verdict
Both Tether and Stellar serve important roles in the crypto ecosystem. Many investors choose to hold both as part of a diversified crypto portfolio.
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