Stellar vs Near Protocol: Key Differences (XLM vs NEAR)
Complete side-by-side comparison of Stellar and Near Protocol. Price, market cap, technology, and more.
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What is Stellar?
Jed McCaleb co-founded Ripple, then left to build Stellar with a focus on financial inclusion. It targets remittances to developing countries where bank fees destroy the value of small transfers. Partnerships with MoneyGram and various central banks keep it relevant.
What is Near Protocol?
NEAR Protocol uses sharding (Nightshade) to achieve high throughput while keeping the network decentralized. Human-readable account names and simple onboarding make it developer and user friendly. The team includes former Google and Facebook engineers.
Price Evolution
Percentage change from start of period
XLM+24.87%NEAR-25.70%Detailed Comparison
| Metric | XLM | NEAR |
|---|---|---|
| XLM NEAR | ||
| Price & Market | ||
| Price | $0.187 | $1.93 |
Price $0.187 $1.93 | ||
| Market Cap | $6.34B | $2.51B |
Market Cap $6.34B $2.51B | ||
| 24h Volume | $172.93M | $201.36M |
24h Volume $172.93M $201.36M | ||
| Volume/Cap Ratio | 2.73% | 8.01% |
Volume/Cap Ratio 2.73% 8.01% | ||
| Market Dominance | 0.0031039% | 0.00123059% |
Market Dominance 0.0031039% 0.00123059% | ||
| All-Time High | $0.876 | $20.44 |
All-Time High $0.876 $20.44 | ||
| ATH Date | Jan 3, 2018 | Jan 16, 2022 |
ATH Date Jan 3, 2018 Jan 16, 2022 | ||
| Performance | ||
| 24h Change | 3.10% | 2.91% |
24h Change 3.10% 2.91% | ||
| 7d Change | 17.03% | 16.52% |
7d Change 17.03% 16.52% | ||
| 30d Change | 24.87% | 25.70% |
30d Change 24.87% 25.70% | ||
| Supply | ||
| Circulating Supply | 33.86B | 1.30B |
Circulating Supply 33.86B 1.30B | ||
| Total Supply | 50.00B | 1.30B |
Total Supply 50.00B 1.30B | ||
| Max Supply | Unlimited | Unlimited |
Max Supply Unlimited Unlimited | ||
| Technology | ||
| Consensus | Stellar Consensus Protocol | Nightshade (Sharded PoS) |
Consensus Stellar Consensus Protocol Nightshade (Sharded PoS) | ||
| Block Time | 3-5 seconds | 1 second |
Block Time 3-5 seconds 1 second | ||
| TPS (Transactions/sec) | 1000 | 100000 |
TPS (Transactions/sec) 1000 100000 | ||
| Launch Year | 2014 | 2020 |
Launch Year 2014 2020 | ||
| Transaction Fees | ||
| Average Fee | < $0.01 | < $0.01 |
Average Fee < $0.01 < $0.01 | ||
| Fee Model | Stellar Consensus Protocol | Near sharding, low gas fees |
Fee Model Stellar Consensus Protocol Near sharding, low gas fees | ||
| General | ||
| Primary Use Case | Cross-border payments, Remittances | Scalable dApps, AI, Developer platform |
Primary Use Case Cross-border payments, Remittances Scalable dApps, AI, Developer platform | ||
| Founder | Jed McCaleb, Joyce Kim | Illia Polosukhin, Alexander Skidanov |
Founder Jed McCaleb, Joyce Kim Illia Polosukhin, Alexander Skidanov | ||
| Website | stellar.org | near.org |
Website | ||
| Volatility & Risk | ||
| Drawdown from ATH | 78.6% | 90.6% |
Drawdown from ATH 78.6% 90.6% | ||
Why Stellar?- ✓Built for cross-border payments and remittances
- ✓Non-profit foundation with clear mission
- ✓Partnerships with MoneyGram and various banks
Why Near Protocol?- ✓Uses sharding (Nightshade) for high throughput and scalability
- ✓Developer-friendly with human-readable account names and easy onboarding
- ✓Founders have strong tech backgrounds from Google and Facebook
Stellar Risks
- ✗Slower adoption than initially promised
- ✗Limited smart contract capabilities
Near Protocol Risks
- ✗Relatively young network launched in 2020 with less proven longevity
- ✗Faces strong competition from other scalable smart contract platforms
- ✗Sharding complexity may pose security and maintenance challenges
The Verdict
Both Stellar and Near Protocol serve important roles in the crypto ecosystem. Stellar focuses on cross-border payments, remittances, while Near Protocol is known for scalable dapps, ai, developer platform. Many investors choose to hold both as part of a diversified crypto portfolio.
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